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BankofStockton established 1867 withstanding the test of time
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Checking Plans Banner Checking Plans Banner

Personalized Checking Accounts Designed to Meet Your Needs

A variety of Checking Plans for the way you want to bank

Bank of Stockton has a number of ways to avoid service charges, and all accounts include Internet Banking, Bill Pay, Mobile App with Mobile Deposit and Mobile Bill Pay, Text Alerts, Online and Mobile Security, Balance and Transaction Alerts, Debit Card, and 24 Hour Phone Banking.

Not sure? Compare Checking Plans

E-Checking
E-Checking

Allows two ways to enjoy no fee checking with convenient and timely e-statements.

E-checking Thumbnail

E-Checking


Features & Benefits

  • Timely E-statements
  • Unlimited check writing privilege
  • Electronic Statement Requirement


Opening Deposit

  • $100

Interest

  • None

Monthly Fee

  • $4.00 includes electronic statement with check images

Ways to Avoid Monthly Fee

  • Monthly direct deposit to this account or
  • 12 debit card point-of-sale (POS) transactions per statement cycle
  • For students, the monthly fee is waived
E-Checking
E-Checking

Allows two ways to enjoy no fee checking with convenient and timely e-statements.

Economy Checking
Economy Checking

Features a low fee for infrequent check writers, plus the statement option of your choice

E-checking Thumbnail

Economy Checking


Features & Benefits

  • Low fee for infrequent check writers
  • Allows 15 checks per month
  • (Additional $0.50 charge for each check over 15 per month )
  • No minimum balance requirements
  • Unlimited ATM use at all Bank of Stockton ATMs


Opening Deposit

  • $100

Interest

  • None

Monthly Fee

  • $2.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )

Ways to Avoid Monthly Fee

  • For students, the monthly fee is waived
Economy Checking
Economy Checking

Features a low fee for infrequent check writers, plus the statement option of your choice

Unlimited Checking
Unlimited Checking

Unlimited check writing privileges, 3 ways to enjoy no fee checking, and your choice of statements.

Unlimited Checking Thumbnail

Unlimited Checking


Features & Benefits

  • Three ways to enjoy no fee checking
  • Timely e-statements
  • Unlimited check writing privileges


Opening Deposit

  • $100

Interest

  • None

Monthly Fee

  • $6.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )

Ways to Avoid Monthly Fee

  • Maintain a minimum daily balance of $750 or
  • Maintain an average daily collected balance of $1,500 or
  • Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
Unlimited Checking
Unlimited Checking

Unlimited check writing privileges, 3 ways to enjoy no fee checking, and your choice of statements.

Interest Checking
Interest Checking

Unlimited check writing privileges, no fee checking, your choice of statement options.

INTEREST CHECKING Thumbnail

Interest Checking


Features & Benefits

  • Unlimited check writing privileges
  • Three ways to enjoy no fee checking
  • Your choice of statement options, interest bearing account


Opening Deposit

  • $100

Interest

  • Interest is compounded daily and paid monthly on collected balances
    (Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )

Monthly Fee

  • $8.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )

Ways to Avoid Monthly Fee

  • Maintain a minimum daily balance of $1500 or
  • Maintain an average daily collected balance of $3,000 or
  • Maintain a combined average daily collected balance of $10,000 in related deposit accounts (savings, checking and money market accounts)
Interest Checking
Interest Checking

Unlimited check writing privileges, no fee checking, your choice of statement options.

PRIVATE RESERVE
Private Reserve 50 Plus

Benefits for customers aged 50 and older, including unlimited check writing privileges

PRIVATE RESERVE 50 PLUS

Private Reserve 50 Plus


Features & Benefits

  • Features a package of benefits for customers aged 50 and older
  • Unlimited check writing privileges
  • 2 cashier's checks per month at no charge
  • Small safe deposit box at no charge


Opening Deposit

  • $100

Interest

  • Interest is compounded daily and paid monthly on collected balances
    (Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )

Monthly Fee

  • $3.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )

Ways to Avoid Monthly Fee

  • Maintain a minimum daily balance of $750 or
  • Maintain an average daily collected balance of $1,500 or
  • Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
PRIVATE RESERVE
Private Reserve 50 Plus

Benefits for customers aged 50 and older, including unlimited check writing privileges

Choose Your Plan

Manage your money easier with checking plans that meet your specific needs

Choose your plan
E-checking
E-checking
Unlimited
INTEREST
PRIVATE

E-checking

Economy checking

Unlimited checking

Interest checking

Private reserve 50 plus


Features & Benefits

  • Timely E-statements
  • Unlimited check writing privilege
  • Electronic Statement Requirement
  • Low fee for infrequent check writers
  • Allows 15 checks per month
    (Additional $0.50 charge for each check over 15 per month )
  • No minimum balance requirements
  • Unlimited ATM use at all Bank of Stockton ATMs
  • Three ways to enjoy no fee checking
  • Timely e-statements
  • Unlimited check writing privileges
  • Unlimited check writing privileges
  • Three ways to enjoy no fee checking
  • Your choice of statement options, interest bearing account
  • Features a package of benefits for customers aged 50 and older
  • Unlimited check writing privileges
  • 2 cashier's checks per month at no charge
  • Small safe deposit box at no charge

Opening Deposit

  • $100
  • $100
  • $100
  • $100
  • $100

Interest

  • None
  • None
  • None
  • Interest is compounded daily and paid monthly on collected balances
    (Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )
  • Interest is compounded daily and paid monthly on collected balances
    (Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )

Monthly Fee

  • $4.00 includes electronic statement with check images
  • $2.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
  • $6.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
  • $8.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )
  • $3.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )

Ways to Avoid Monthly Fee

  • Monthly direct deposit to this account or
  • 12 debit card point-of-sale (POS) transactions per statement cycle
  • For students, the monthly fee is waived
  • For students, the monthly fee is waived
  • Maintain a minimum daily balance of $750 or
  • Maintain an average daily collected balance of $1,500 or
  • Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
  • Maintain a minimum daily balance of $1500 or
  • Maintain an average daily collected balance of $3,000 or
  • Maintain a combined average daily collected balance of $10,000 in related deposit accounts (savings, checking and money market accounts)
  • Maintain a minimum daily balance of $750 or
  • Maintain an average daily collected balance of $1,500 or
  • Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)

Choose Your Plan

Manage your money easier with checking plans that meet your specific needs

Choose your plan

Features & Benefits


Opening Deposit


Interest


Monthly Fee


Ways to Avoid Monthly Fee

E-checking Thumbnail

E-Checking

  • Timely E-statements
  • Unlimited check writing privilege
  • Electronic Statement Requirement

  • $100

  • None

  • $4.00 includes electronic statement with check images

  • Monthly direct deposit to this account or
  • 12 debit card point-of-sale (POS) transactions per statement cycle
  • For students, the monthly fee is waived
E-checking Thumbnail

Economy Checking

  • Low fee for infrequent check writers
  • Allows 15 checks per month
    (Additional $0.50 charge for each check over 15 per month )
  • No minimum balance requirements
  • Unlimited ATM use at all Bank of Stockton ATMs

  • $100

  • None

  • $2.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )

  • For students, the monthly fee is waived
Unlimited Checking Thumbnail

Unlimited Checking

  • Three ways to enjoy no fee checking
  • Timely e-statements
  • Unlimited check writing privileges

  • $100

  • None

  • $6.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )

  • Maintain a minimum daily balance of $750 or
  • Maintain an average daily collected balance of $1,500 or
  • Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)
INTEREST CHECKING Thumbnail

Interest Checking

  • Unlimited check writing privileges
  • Three ways to enjoy no fee checking
  • Your choice of statement options, interest bearing account

  • $100

  • Interest is compounded daily and paid monthly on collected balances
    (Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )

  • $8.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )

  • Maintain a minimum daily balance of $1500 or
  • Maintain an average daily collected balance of $3,000 or
  • Maintain a combined average daily collected balance of $10,000 in related deposit accounts (savings, checking and money market accounts)
PRIVATE RESERVE 50 PLUS

Private Reserve 50 Plus

  • Features a package of benefits for customers aged 50 and older
  • Unlimited check writing privileges
  • 2 cashier's checks per month at no charge
  • Small safe deposit box at no charge

  • $100

  • Interest is compounded daily and paid monthly on collected balances
    (Interest begins to accrue on cash deposits on the day of the deposit. For non-cash deposits (for example, checks), interest begins to accrue on the business day the Bank receives credit )

  • $3.00
    (Add $1.00 for paper statements, add $2.00 for paper statements with history and images )

  • Maintain a minimum daily balance of $750 or
  • Maintain an average daily collected balance of $1,500 or
  • Maintain a combined average daily collected balance of $5,000 in related deposit accounts (savings, checking and money market accounts)

All Checking Plans features

Internet and Mobile Banking

Internet and Mobile Banking

Bill Pay

Bill Pay

Telephone banking inquiries

Telephone banking inquiries

Unlimited ATM Usage

Unlimited ATM Usage

Free lobby visits

Free lobby visits

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