Checking Plans

Checking Plans

Manage your money easier with checking plans that meet your specific needs. Whether you're looking for a basic account, an account with interest, or an account tailored for persons aged 50 and over, we have an account for you.

Savings Plans

Your savings needs are as individual as you are, so we offer short and long-term investment programs. Our friendly Personal Bankers can help you choose the savings plan that will see you through to your financial goals.

 Home Loan Banner

Home Loans

We’re all about community. So nothing makes us happier than helping our neighbors get the home of their dreams. Whether you come in or apply online, we’ll be there for you every step of the way.

Your new home could be just a click away. Now you can apply for a home loan and get approved online. We offer 30- and 15- year fixed rate and adjustable rate mortgages.

Home Equity

You’ve already built equity in your home. Perhaps now you’d like to build a new room-or make another home improvement. We offer home equity lines of credit (HELOC) to help finance renovations, repairs or maintenance to your home.

We want you to have the home you want, in the shape you want. So we work hard to make the home equity process as simple as possible. That’s why you can now apply and get approved online.

 Home Refinancing

Home Refinancing

Whether you want to reduce your monthly payments or pay off your mortgage faster, refinancing could be the option for you. With a lower payment, you can use the extra money for retirement, investments or other expenses.

You can apply and get approved online or come visit us in person. Either way, we’ll help make your experience simple and stress-free.

Vehicle Loans

We can help you get moving. We offer auto, motorcycle, ATV, RV, and boat loans with flexible terms, quick approvals and competitive fixed rates. Whether you're purchasing from a dealership or a private party, our experts will make the process easy.

 Personal Loans

Personal Loans

Our personal loans and lines of credit provide money for planned and unplanned expenses. We offer competitive fixed rates and terms up to 3 years. Qualify for a lower rate by securing your loan or line of credit with your Bank of Stockton Savings account or Certificate of Deposit account.

Debit Cards

The Bank of Stockton debit card contains the MasterCard® logo, giving you the option of using your card at restaurants and retail stores wherever you see the MasterCard® logo. The amount of each purchase is deducted directly from your checking account and every transaction appears on your monthly bank statement.

 Credit Card

Credit Cards

Bank cards with a real difference. At Bank of Stockton, we have a friendly staff who’s always ready to assist you personally and efficiently. We offer Classic, Gold and Business MasterCard® and Classic and Business Visa credit card. All cards are widely accepted and offer competitive rates and fees. Applications are available at New Accounts at any of our branches and subject to credit approval.

Overdraft Protection

Bank of Stockton offers the following options to establish overdraft protection on your account.

  • Reserve Cash Account (RCA) - Our overdraft line of credit provides you with instant funds. Should your checking account become overdrawn, your RCA will automatically transfer money to cover checks up to your pre-established limit. You pay no fee until you use it, and pay interest only on the outstanding balance. Applications are available at New Accounts and subject to credit approval.
  • Link to a Related Deposit Account (Savings, Checking, Money Market) - simply contact a new account representative at any of our branches to set this up or call our Customer Service Center at 209-929-1600 or 800-399-2265, Monday - Friday, 7am - 7pm.

 Indirect Dealer Request

Indirect Dealer Request

Bank of Stockton is a premier lender for our Auto and RV Dealers. We offer great terms and rates on both new and used vehicles. Our lending team is available on weekends and holidays to help our dealers with their customers’ financing needs. If you would like to enroll with Bank of Stockton, please fill out the form below and one of our Relationship Managers will contact you within 2 business days.

Mobile Alerts Icon
Mobile Alerts

Mobile Alerts tell you when your customer information, such as your address, phone number or other personal information has been changed, allowing you to be aware of important, secure information regarding your accounts.

Learn More
Bill Pay Logo
Bill Pay

Paying bills has never been easier with our new and better Bill Pay. Add payees using the list of commonly used payees already built into the system. Funds are deducted from your account on the day you designate your bill to be paid.

Learn More
Electronic Statements Icon
Electronic Statements

Have your statement sent to you electronically on the day it cycles! Sign up for email statements, it's easy, there's no paper to file and it's free!. Electronic Statements are secure and convenient.

Learn More
Check Image Logo
Check Images

Our Image Check System gives you reduced laser-printed images of your canceled checks in numerical order. For quick reference, the posted date, check number and amount appears on each item.

Learn More