Personal Loans

Our personal loans and lines of credit provide money for planned and unplanned expenses. We offer competitive fixed rates and terms up to 3 years. Qualify for a lower rate by securing your loan or line of credit with your Bank of Stockton Savings account or Certificate of Deposit account.

Protect yourself from overdrafts. Our Reserve Cash Account provides you with instant funds to cover checks up to your pre-established limit.

We also offer Classic, Gold and Business MasterCard® and Classic and Business Visa credit cards. All cards are widely accepted and offer competitive rates and fees.

Why Bank of Stockton?

  • We’ll be there for the life of your loan with our personal service.
  • Our loan officers provide excellent service and live in the communities they serve.
  • We’re a community bank with over 150 years of strength and stability.
Our Lending Service Area 

We are proud to loan money directly back into the communities that we serve to help our customers and our communities grow and prosper. As such, our lending area encompasses the counties of Alameda, Amador, Calaveras, Contra Costa, Merced, Napa, Sacramento, San Joaquin, Solano, Stanislaus, Tuolumne, and Yolo. If you reside within our lending service area or have had a previous loan with us, we welcome your application.