Merchant Services

We offer a full-service program and can tailor products to meet the needs of your business. Whether you have a retail store, mail-phone order business, home based business or electronic commerce-based business, we can help.

  • Visa, MasterCard®, American Express, Diners' Club, Discover, JCB Card
  • Point of Sale Debit Card Processing
  • Check Guarantee
  • ATM Card Processing
  • Smart Card / Gift Card issuing and complete system processing

For Merchant Services information, please contact one of our friendly Cash Management Officers:

Gilbert Martinez: (209) 929-1493
Teresa Brignolo-Seely: (209) 557-2258

Merchant BankCard Acceptance Services

With the responsibilities facing businesses today, fast and convenient transaction processing services are necessary to streamline daily sales activities to help simplify business and maximize resources.

Automatic Funds Credit

Electronically authorizing and capturing card transactions automates daily deposits. Payments are received within 2 business days from the time a daily batch is closed.

Variety of Options

We offer a broad range of electronic authorization services for virtually all card types. Merchants are automatically set up to accept MasterCard® and Visa, and may choose to accept Discover, American Express, JCB, Diners Club, gift and pre-paid cards. Debit cards, Electronic Benefits Transfer (EBT) and ACH debit services are also available.

Our vendor’s flexible pricing allows us to meet or beat most competitors’ prices.

Committed to Customer Service
Help from a Customer Care Representative is a phone call away. A toll free number is available 24 hours a day, 365 days a year.